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Borrower must be 18 Years and older. Valid Identification (passport, National ID or drivers’ license); TRN; 2 recent passport size photographs; Pro forma Invoice for the vehicle to be purchased; A current valuation report of the vehicle to be purchased (from JNSBL’s approved list of valuators) along with a photograph of the vehicle; Copy of Certificate of Fitness and Registration (where applicable); Copy of Import Entry (where applicable); Copy of Insurance Policy; Copy of Motor Vehicle Title; 2 Recommendation letters/Recommendation letter from a JNSBL Regional Supervisor (for existing Micro clients); Credit Referral Letter from your financial institution; Last 3 pay slips (if employed)
Deposit required depending on the age of the vehicle; Income verification letter from employer
Financial statements prepared by a certified accountant (if self employed); Processing fee of 2% is charged upon disbursement of loan (for loans above $500,000); Life Insurance premium is charged for loans above $500,000.
Mrs. Thelma Yung, Deputy General Manager
Email: tyony@jnbs.com